DSCR Loans

Debt Service Coverage Ratio (DSCR) Loan

DSCR loans let real estate investors qualify for financing based on a property's rental income instead of their personal income.

Supercharge Your Investment Potential with DSCR Loans!

Expand your real estate portfolio without the headache of traditional loan criteria. Harness the power of DSCR (Debt Service Coverage Ratio) loans now!

Why Leverage DSCR Loans?

  • Bypass Tax Returns: Secure funding based solely on your property’s cash flow.
  • Slash High Rates: Eliminate the exorbitant rates and points associated with private loans.
  • Fast-Track Approvals: Sidestep lengthy processes and rigid lending criteria.

Let your property’s income drive your next investment opportunity. Invest smarter and scale your portfolio faster.

Master the ins and outs of DSCR loans, understand the mechanics, and nail the qualifications. Seize this game-changing opportunity today!

APPLY TODAY!

DSCR Loan Program

A popular non-bank alternative for borrowers with 1-4-unit investment scenarios.

Maximize your investment strategy with a Debt Service Coverage Ratio (DSCR) loan.

Break free from the constraints of traditional debt-to-income ratios. Eliminate the headache of tax return documentation. Build your portfolio without relying on personal income. Surpass agency limits on property ownership.

Unlock your real estate potential with flexible lending built for professional investors.

Program Overview

  • Loan size: $100,000 to $2,000,000
  • Purpose: Purchase, Refinance, Cash Outs, Rehab
  • Loan term: 30-Year Fixed
  • Amortization: up to 30 years
  • LTV: up to 80%
  • FICO: Credit friendly and no minimum credit score program available
  • DSCR: 0.75x
  • Documentation: Light docs, No tax returns, proof of income or DTI required
  • Foreign nationals welcome

Eligible Property Types

  • 1-4-unit attached/detached
  • Short-term rentals (Airbnb)
  • Warrantable and non-warrantable condos

Call Us To Secure Your Financing

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